Blueroselady's Weblog

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Posts Tagged ‘flat

War against mosquitoes

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Since late 2011, I have been bitten by mosquitoes @ our flat.
1. rainy season
2. our flat is of low floor
3. our flat is near to grass field, a nice view @ day time, but a breeding ground for mosquitoes, sigh!

Why am I so serious?
A single bite causes a huge swelling of the size of my ring.

Today (February 7th, 2012) is the worst.
I was bitten @ 5 spots!
My lover consoled me by saying that he will lick them.

I realized that tea tree oil (Thursday Plantation brand) reduce my swelling.

How can I prevent mosquitoes from biting me?
1. apply mosquitoes repellants (in the long term, this is bad for my skin)
2. electric killer for mosquitoes (I do not mind to pay more electric bill).

Written by blueroselady

February 7, 2012 at 1:11 pm

Posted in experience

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Buying and paying for a flat

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Assume a flat costs z amount.
Our monthly salaries are a + b = a+b.
It will take 75x our our salaries to pay for a flat.
However, we need to spend for parents and children, food and clothes.
If we use 22.4% of our combined income to pay for a flat, and without considering interests, it will take us 333.3 mths (~28 years) to complete the payment.
Assuming I am 30 years now, I have to pay until I am 60-65 years old.
We have to be constantly bringing home at least our current salaries.
Now, I understand the sorrow of a senior scientist who told me that if he could re-do his life, he would be an investment banker.

Who says money is not important? My mentor told me that if I have money, I could use it to build a school. Of course, money can have both positive and negative effects, we are to earn and use it wisely.

So, what could I do now to improve our current situations and face upcoming challenges?
(1) increase income (do part-time jobs, do investment).
(2) be an entrepreneur or fund manager.
(3) win lotteries.

Written by blueroselady

January 7, 2011 at 3:52 pm

Posted in finance

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